Mala’a enables access to credit through Information Services, Credit Rating, Creditworthiness and solvency insights for individuals and corporates.
The Center’s Membership spans across several sectors including Banking, Finance, Small and Medium Enterprise Funds, Telecommunication, and Insurance. In addition, Mala’a collaborates with several Government registries as Data Providers to establish a centralized database of credit and financial information.
The establishment of the Centre comes as the first pillar of the Central Bank of Oman’s 2019-2021 Strategy: to establish a cross-sectored National Databank that empowers Oman to transform into a knowledge-based nation.
Mala’a’s core services:
As a National Databank, Mala’a offers a range of comprehensive services focused on-but not limited to- Credit Bureau solutions:
- Credit Bureau services
- Facilitate Instant Decisioning Engines/ Mobile Lending Platforms
- Consultancy and Analytical Services
- Fintech Innovation