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The Bank Deposits Insurance Scheme issued by Royal Decree No. 9/95 is an explicit insurance scheme components of which including the coverage limit, have been reviewed and found to be compatible with international standards. The Scheme seeks to offer reasonable protection to depositors. It enforces and motivates market discipline diligently through the expectations of appropriate prudence on the part of member banks.

The Bank Deposits Insurance Scheme covers all licensed local and foreign banks operating in the Sultanate.

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