Skip Ribbon Commands
Skip to main content
  • ع

Oman Credit and Financial Information Centre (Mala’a) was established by Royal Decree 38/2019 issued on 8th May 2019 as an independent organization under the supervision of the Central Bank of Oman with financial and administrative independence.


Mala’a enables access to credit through Information Services, Credit Rating, Creditworthiness and solvency insights for individuals and corporates.
The Center’s Membership spans across several sectors including Banking, Finance, Small and Medium Enterprise Funds, Telecommunication, and Insurance. In addition, Mala’a collaborates with several Government registries as Data Providers to establish a centralized database of credit and financial information.

The establishment of the Centre comes as the first pillar of the Central Bank of Oman’s 2019-2021 Strategy: to establish a cross-sectored National Databank that empowers Oman to transform into a knowledge-based nation.

Mala’a’s core services:

As a National Databank, Mala’a offers a range of comprehensive services focused on-but not limited to- Credit Bureau solutions:

  1. Credit Bureau services
  2. Facilitate Instant Decisioning Engines/ Mobile Lending Platforms
  3. Consultancy and Analytical Services
  4. Fintech Innovation

For more details visit:

Interested to buy commemorative coins, banknotes, a Banking Law book, and/or many other things that are on sale by CBO? Please follow the ‘Available for Purchase’ link to know what is up for sale.